What states is the license valid in?
Once persons in the states below obtain their TX Adjuster License they then may apply for a non-resident license via reciprocity. States other than those listed below require that residents first obtain a resident adjuster license in their own state.
How long does it take to get my license?
Plan on about 3 weeks. This is considering it is a 40 hour online course. Assuming you will finish it in a week (some people sooner), allow the state 2 weeks to process your application. There will be work for adjusters for many months to come.
What are the requirements to be an adjuster?
There are requirements to get licensed, and there are requirements to get hired. Getting a license requires the applicant to be at least 18 years old, trustworthy, must have no pending felonies or past criminal records involving moral turpitude, and pass a test of your competence. However, it's safe to say that every company is going to have to be convinced that you are trustworthy, dependable, you have a measure of common sense, you have a spirit of fairness, you work well with people and you
are willing to work as hard as the situation calls for. Some companies prefer a trainee with no experience and some require experience because there is no time to train.
About Our course
We are one of the few providers that the state of Texas will accept our final online exam in lieu of the state exam. This means that you do not have to go to a testing facility to take the state exam...and no further expense. At the conclusion of the course you will see a downloadable form (affidavit) that a non-relative (neighbor, friend) can sign to attest that you took the exam.
You have to pass the exam with at least a 70 and you have 2 chances to do that. When accomplished, you then
- Complete the Licensing - Individual Application for Insurance License, (TDI Form FIN506)
- submit the fingerprint receipt; and
- submit documentation that exempts you from the exam.(which is our printable certificate of completion and the signed affidavit))
The state will issue your license and send it to you, Couldnt be easier!
Common Problems/Errors to Avoid when Submitting Applications to the State
In order to assist us in providing shorter processing times, AAL has compiled a list of common problems or errors to avoid:
- Not paying the required fee - In most cases, the fee is $50, but please consult the form to determine the proper fee for the license being sought.
- Not including the fingerprint receipt if required, with the application - Without the fingerprint receipt, TDI staff cannot complete the criminal history background check.
- Not including the course completion certificate - For licenses requiring a pre-licensing course, the course certificate is the only way TDI can verify that the requirement has been satisfied.
- Not having original notarized signatures on the application - In order to verify the validity of the notarized signature, the original is required. (paper applications only)
- The applicant's name, date of birth, or social security number not matching the information contained on the criminal history report - Many times this is a result of typographical errors. Please verify that all of the information is correct on the application.
- Not providing addresses – All four addresses; business, mailing, residential, and an email address are required for TDI's records, in order to facilitate communications with applicants and licensees.
- Not answering screening questions - Please be aware that all portions of Part I of the application should be completed regardless of the type of license being sought. If a question is not answered, the application will be deemed incomplete.
What steps should I take in order to be hirable as an adjuster?
- Obtain your adjusters license.
- Get carrier certified (State Farm, Allstate, Liberty, USAA, etc). These classes are normally free or have a very low cost.
- Apply with one or several claims contractors.
- Go to an Xactimate (property) and/or Mitchell/Audatex (auto) training course. This is
- where you will learn how to use the adjusting software.
Difference between the $169 and $249 course
They include the exact same course BUT the $249 one comes with a 30day access (beginning when the course is purchased) to a live instructor to ask questions to.
*Access to Live Instructor:
This valuable resource provides access to a live instructor, for 30 days from date of purchase, who can tutor you on difficult concepts, answer any questions that you may have concerning the course content, work with you on overcoming test anxiety or simply clarify test procedures for your State Licensing Exam.
Availability: Our live instructor is available to you from 8:30am to 4:30pm CST by phone and email (voicemail and email responded to.).
Jack Frick, CIC, CISR, AIS, M. Div. Jack has over 30 years of insurance industry experience that includes being a claims adjuster, commercial lines underwriter, claims adjuster, sales manager, agency owner, field representative and Director of Training for a major insurance carrier. Jack holds over 12 years experience as an insurance pre-licensing instructor. During his tenure as an instructor he has trained over 13,000 students with a 90%+ licensing exam pass rate. Jack has been a co-author of numerous insurance text-books, frequent industry speaker, and served 9 years at the National Alliance for Insurance Education and Research, one of the nation's leading providers of advanced insurance designations.
What is an Adjuster?
An Adjuster is an individual employed by a property and casualty insurance company or an individual to settle claims on its behalf brought by an insured individual or company.
The adjuster evaluates the merits of each claim and makes recommendations to the insurance company. Basically an adjuster is one who investigates insurance claims or claims for damages and recommends an effective settlement.
What if my state also offers an adjusters license?
Some states offer a state specific adjusters license. Often these state specific licenses do not enjoy the broad reciprocity agreements with 15 various states as does the Texas Adjuster License.
Many adjusters who wish to be qualified to work a large geographic area find the widely accepted TX Adjuster License to be more valuable. If you have questions about state specific adjusters license please consult your respective Department of Insurance.
Who is responsible for the licensing of Texas Insurance Adjusters?
TheTexas Department of Insurance Agent & Adjuster Licensing Division
The Licensing Division is responsible for the licensing and regulation of persons who wish to sell insurance or adjust property-casualty claims in the state of Texas.
At the end of August, 2007, there were 370,000 agents, agencies, and adjusters licensed. The Licensing Division processes license applications, renews licenses, registers appointments of agents by insurers, and regulates continuing education for licensees
What is the cost of the course and how may I pay for it?
The cost of the Texas Insurance Adjuster's course is currently $299 (subject to change). You may pay using all major credit cards (Visa, MasterCard, Discover, American Express) and Telecheck.
After completing the course, how will I get my license?
On completion of this 40 hour course and exam you are exempt from th State Exam.
You then print out your certificate of completion. You will need to mail that along with the affidavit (downloadable), Fingerprint receipt, TDI Adjuster Application and the $50 fee to TDI. They will issue your license.